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October 2015 Archives

Opt-out clauses leave workers in some states with fewer benefits

In North Carolina, most employers are still required to provide employees with access to workers' compensation benefits, but that is not the case in two other states, and more could be following their lead. Both Oklahoma and Texas offer employers "opt-out" clauses in which companies are allowed to replace workers' compensation with their own plans. Proponents of opting-out say that they are able to offer benefits to workers more quickly and at less cost, but case studies of several injured workers tell a different story.

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