As remote work becomes more common, workers must understand the requirements and how to secure workers’ compensation coverage. It is important to stay informed about your rights if you are injured while performing job-related tasks, even when you are working remotely.
Understand the requirements
In North Carolina, employers with three or more employees must have workers’ compensation insurance. This typically includes remote workers. It applies only if an injury happens during your work hours, while you are doing your job. It is important to check with your employer about any specific company policies related to workers’ compensation.
Communicate with your employer
Clear communication with your employer is important as it helps establish the specifics of your work arrangement, which can directly impact your workers’ compensation coverage. If your employer knows where and when you work, they can confirm that you sustained an injury during work hours and in a work environment. This makes it easier to validate your claim.
Addressing safety concerns and documenting your work environment provides evidence that you were following proper procedures, which can further support your claim if an injury occurs.
Follow proper procedures
Immediately report any injuries you sustain while working remotely to your employer. Follow the same procedures as if you were in the office, including seeking medical attention and documenting the incident. Acting quickly can help you protect your rights and avoid complications with your claim.
Staying protected remotely
Navigating the challenges of remote work requires both awareness and action. You can maintain confidence in your work environment and feel protected even when working from home by staying informed and taking the necessary steps to understand your workers’ compensation coverage.