Losing a limb or its function because of a workplace injury can upend your life. The tasks you once performed with ease now become a challenge. And, more importantly, your ability to work suffers. In North Carolina, workers who experience devastating injuries may find a lifeline through scheduled loss awards.
What are scheduled loss awards?
Scheduled loss awards compensate workers for permanent injuries to specific body parts because of a work-related accident or illness. Take note that scheduled loss does not always mean physical loss or amputation of the limb. For example, if an injury prevents you from using your hand to grip or hold things ever again, you may qualify for scheduled loss awards.
North Carolina’s schedule of injuries
Scheduled loss awards are based on a predetermined schedule or list. The state assigns a certain number of weeks of compensation for each body part. These include:
- Thumb: 75 weeks
- Hand: 200 weeks
- Arm: 240 weeks
- Foot: 144 weeks
- Leg: 200 weeks
- Eye: 120 weeks
- Hearing in one ear: 70 weeks
The schedule of injuries and corresponding compensation rates in North Carolina do not change yearly like with some other states.
Calculating your compensation
North Carolina uses a formula to determine scheduled loss awards. The calculation considers:
- The injured body part
- Your degree of permanent impairment, as determined by a doctor
- Your average weekly wage before the injury
- The state’s compensation rate, which is 66 and two-thirds percent of your wage
- The number of weeks assigned to the body part based on the state’s schedule
In short, your due compensation will reflect your specific circumstances and injury severity.
Take steps to secure your rightful compensation
Dealing with a permanent partial disability can feel overwhelming. But remember, you can get support from the state. The key is to file your claim promptly and to submit the necessary supporting documents.
Moreover, if you’re unsure about the process or believe you have a complex case, don’t hesitate to reach out to a workers’ compensation attorney. They can guide you through the steps and help you receive the benefits you deserve.