You clock in, fulfill your responsibilities and head home. This is a familiar routine for most workers. But what happens when this routine takes an unexpected turn, involving a car accident while on company time? Understanding your rights regarding workers’ compensation is essential for navigating the aftermath of such an incident.
Not every accident qualifies for workers’ comp
In general, workers’ compensation laws provide medical treatment, lost wages and other form of assistance to employees injured in work-related accidents. When a car crash is a factor, this may still apply if:
- You were driving a company vehicle or your personal vehicle for work purposes.
- You were traveling to or from a work site.
- You were running errands for your employer.
- You were attending a work-related meeting or conference.
- Your employer directed you to drive to a specific location.
It is important to note that your regular commute to and from work usually does not qualify for workers’ compensation. There are exceptions, though, such as if your employer pays you for travel time or if you were on a special assignment.
Getting the help you need can be a complex legal process
Even if you meet the eligibility criteria for workers’ comp benefits, insurance companies may try to deny or minimize your claim. They might argue that you were at fault or that the accident was not work-related.
This is where things can get complicated. You might encounter questions about your employment status, the nature of your work duties or the extent of your injuries. Dealing with these issues while recovering can be overwhelming.
If you have been injured in a work-related car accident, it is best to reach out to a workers’ compensation attorney. They can help you understand your rights and fight for the benefits you need to recover and move forward.