An independent medical examination (IME) plays an important part in workers’ compensation cases. You might wonder why it’s needed and what it means for your claim. An IME provides a second medical opinion from a doctor who is not involved in your treatment.
Why an independent medical examination matters
An IME helps ensure that the medical information used to make decisions is unbiased. Since the doctor performing the IME has no prior connection to you or your treatment, their assessment can offer a fresh and objective view of your injury and recovery.
What to expect during the examination
During the IME, the doctor will review your medical records and conduct a physical exam. They might ask questions about your injury, symptoms, and how it affects your daily life. You should be honest and thorough in your answers to help the doctor understand your condition fully.
How IMEs affect your workers’ comp claim
The IME report can influence decisions on your claim, including medical benefits and disability status. While the examining doctor’s opinion is important, it is only one part of the entire claims process. The workers’ compensation insurance company, claims adjusters, and sometimes judges consider the IME along with other evidence.
What you should keep in mind
Keep in mind that attending an IME is usually required to keep your claim active. Missing or refusing the exam could lead to delays or denial of benefits. Approach the examination calmly and prepare by reviewing your medical history and symptoms.
The IME exists to provide a clear, impartial medical opinion that supports fair decisions in your workers’ compensation claim.