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Possible reasons for disputes in workers’ comp coverage

On Behalf of | Apr 17, 2024 | Workers' Compensation |

Any type of work-related incident could leave workers with serious injuries that may impact their ability to handle job-related tasks. Those who face a long road to recovery may wish to protect their financial future by seeking aid via the workers’ compensation insurance system, but things might not always be so simple. There may be some scenarios in which employers or insurers might dispute a claim for workers’ compensation and knowing these reasons could be vital to mitigating the risks of such an outcome. 

Common disputes 

One of the most common reasons for disputes in workers’ compensation coverage could involve allegations that one’s injuries were not work-related. Being thorough when documenting the incident and one’s injuries can be vital to staving off such concerns. Filing the claim within a set period could also prove integral, as late reporting and filing could also affect one’s eligibility for benefits. 

Errors or omissions of information on workers’ compensation and incident reporting forms can also lead to disputes in coverage. Lack of medical information and failure to seek treatment also remain leading causes of workers’ compensation claim disputes. In some cases, companies or insurers may even argue that one’s injuries are not compensable, and knowing how best to proceed when faced with such issues could prove imperative. 

Protecting one’s rights and interests 

Facing any type of dispute when filing for workers’ compensation can be exceedingly harrowing. Those who suffer injuries at work and wish to reduce the risks of disputes could choose to retain the services of an experienced attorney for assistance in navigating this process. Should any disputes arise, an attorney can help a client prepare to address the situation and create a strategy with which to seek the full amount of benefits achievable.